MORTGAGES
Articles
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Get Matched with Lenders in Three Easy Steps
The GetSmart® form is three steps and two minutes. Here's what to expect.
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Loan Trigger Leads: How to Avoid Unwanted Calls
When you shop for a loan, you may find yourself bombarded with phone calls from rival lenders. You have become a trigger lead. Here's what that means, and what to do about it.
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How to Compare Loan Offers
Mortgages and the mortgage process can be complicated. Here's how to cut through the complexity and make meaningful comparisons between loan offers.
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How to Read a Good-Faith Estimate (GFE)
Lenders are required to provide you a GFE detailing all estimated fees and costs associated with your mortgage. Here's how to read it and use it to compare loan offers.
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Your Rights as a Home Buyer
Help understanding your rights as a home buyer.
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Pulling Together a Down Payment
Coming up with a down payment can be challenging. Here are some suggestions for raising the necessary funds.
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Second Mortgages: Piggyback Loans
Even if you cannot afford a 20 percent down payment on your house, you may still be able to cross the threshold of your dream home. Many lenders will allow smaller down payments as little as five percent in some cases.
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Interest Rates are Rising - Is It Time for a Fix?
Adjustable rate mortgage loan interest rates on the rise.
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Discount Points
Discount points are paid up front to obtain a lower interest rate on your mortgage. Here's help understanding how they work.
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Setting the Mortgage Terms
Lenders may offer different options for establishing the interest rate and points that you will be charged.
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