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INTEREST RATES Articles
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  1. How Interest Rate News Affects You
    No matter where you are in the loan process, it's a good idea to keep an eye on interest rates. Read more
  2. How Mortgage Rates are Determined
    Your mortgage interest rate questions answered. Read more
  3. Understanding Mortgage Interest Rates
    The interest rate is the percentage of the loan amount a lender charges you for borrowing money. Here's how interest rates can impact you. Read more
  4. Interest Rate and Annual Percentage Rate (APR)
    Ever wonder what that percentage is in parenthesis next to the interest rate? And why it is often higher than the interest rate? Here's what you need to know. Read more
  5. Interest Rates are Rising - Is It Time for a Fix?
    Adjustable rate mortgage loan interest rates on the rise. Read more
  6. Discount Points
    Discount points are paid up front to obtain a lower interest rate on your mortgage. Here's help understanding how they work. Read more
  7. Setting the Mortgage Terms
    Lenders may offer different options for establishing the interest rate and points that you will be charged. Read more
  8. Mortgage Lock-Ins
    When you're looking for a mortgage, you should shop among lenders for the most favorable interest rate and the lowest points and other up-front charges. Read more
  9. Adjustable Rate Mortgages (ARMs)
    Here's help understanding the basics of adjustable rate mortgages (ARMs). Read more
  10. Finding the Best Mortgage
    There are dozens of mortgage products available. Here's help in picking the one that's right for you. Read more
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