Debt Consolidation Glossary

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Term	Definition
Rate	In lending, the amount of interest on the loan expressed as an interest rate or annual percentage rate (APR) of the principal.
Real Estate Settlement Procedures Act (RESPA)	RESPA is a federal law that allows consumers to review information on known or estimated settlement costs once after application and once prior to or at settlement. The law requires lenders to furnish information after application only.