Debt Consolidation Glossary

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Term	Definition
Gross Monthly Income	The total amount the borrower earns per month, before any expenses are deducted.
Gross Salary	The total amount of salary earned before taxes and other deductions are made. Different than net pay or take home pay, which is the amount of salary after taxes and other deductions are taken. Lenders look at your gross and net pay to help decide how much money to lend you.