No Credit History

The following Credit Cards and Prepaid Debit Cards are for people with limited or no credit history. Compare offers side by side and apply online for the card that is right for you. Apply for the Limited or No Credit credit card of your choice by completing a secure online application.

New Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt, or has an adult co-signer who agrees to accept joint liability for the account.

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UPside Visa® Prepaid Card
  • The power of a bank account in a Visa Prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
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N/A* N/A* N/A* $0.99 if minimum load is received each month. $2.99 otherwise. N/A* No Credit Check*

First PREMIER® Bank Classic Credit Card
  • Join nearly 3 million credit cardholders
  • This could be the credit card for you
  • Don't be held back by past credit card struggles
  • Your second chance for a credit card is our business
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See website* See website* See website* See website* N/A* Bad Credit*

Centennial® Classic Credit Card
  • Convenient 24-hour account access by phone
  • Use your card everywhere MasterCard® cards are accepted (subject to available credit)
  • Monthly reporting to major Consumer Reporting Agencies
  • The past is behind you. You may be eligible for this credit card
  • Reasonable credit limit can help you spend smarter (subject to available credit)
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N/A* N/A* See website* See website* N/A* Bad Credit*

Aventium® Classic Credit Card
  • It's not rocket science - Applying is quick and easy
  • Reports monthly to the major Consumer Reporting Agencies
  • Access your account by phone at any time, day or night
  • Rise above bad credit. Don't let the past stop you. Apply today
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See website* See website* See website* See website* N/A* Bad Credit*
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* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.