Instant Approval Credit Cards

Instant approval is not guaranteed for the following products; however, an instant response will be provided within 60 seconds of completing an online credit card application. Don't wait for an answer, receive an instant credit card response today! Although issuers strive to provide an instant response whenever possible, more time may be needed in certain circumstances to determine if your application is approved. Please note that in order to receive an instant approval online, you must usually have good to excellent credit.

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BabyPhat Prepaid Visa® RushCard
  • Guaranteed approval*, no credit or Chexsystems checks
  • No overdraft fees or minimum balances
  • Get your tax refund 2-4 weeks faster with Free Direct Deposit
  • Online bill pay - send checks to anyone
  • Monthly Cash Back Rewards*
  • Free credit builder and text alerts
  • Card to card transfers (between RushCard members)
  • Save up to 85% on prescriptions with RushCard's Free Prescription Discount Card
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfers
Credit
Needed
N/A* N/A* N/A* None* No* No Credit History*

Vision Premier® Visa® Prepaid Card - The Paycheck Card
  • No credit check, no debt, no interest, no overdraft fees
  • Free unlimited purchases - signature and PIN
  • Free customer service
  • Free Direct Deposit: Get paychecks, benefits and tax refunds faster
  • Free PayFit Credit Builder - Pay bills and build credit for free
  • Free text and email alerts and online access to track spending
  • Safer than cash if lost or stolen
  • Accepted everywhere Visa Debit cards are accepted
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfers
Credit
Needed
N/A* N/A* N/A* $6.95 with direct deposit* No* No Credit History*

Blue from American Express®
  • 0% Intro APR for 6 months on purchases
  • No Annual Fee
  • Earn Membership Rewards® points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
  • Express Approval. Get a decision in less than 60 seconds
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfers
Credit
Needed
0.00%* up to 6 months on Purchases As Low As 15.24% $0.00* Yes* Excellent Credit*

AccountNow® Prepaid Visa® Card
  • 100% Guaranteed Approval*
  • $0 Activation Fee
  • $25 Cash Bonus when you use direct deposit
  • New iAdvanceSM loan option
  • No Overdraft Fees and no Minimum Balance
  • Free Credit Builder
  • Free Direct Deposit
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfers
Credit
Needed
N/A* N/A* N/A* as low as $2.50* No* No Credit History*

Blue Cash® from American Express
  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfers
Credit
Needed
0.00%* up to 6 months on Purchases As Low As 17.24% $0.00* Yes* Excellent Credit*
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* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.