Charge Cards

Charge cards are a type of payment card that require customers to pay their balance in full each month and thus do not have an interest rate or involve finance charges. Charge cards also feature no-preset spending limits that automatically adjust to customers' spending patterns, offering needed flexibility for travel and entertainment expenditures. American Express first introduced the charge card in 1958 and continues to dominate this segment of the payment cards market.

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American Express® Premier Rewards Gold Card

• Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
• Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
• Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events
• Introductory annual fee of $0 for the first year, then $175
• Get approved in 60-seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	Introductory annual fee of $0 for the first year, then $175	N/A*	Excellent Credit*

The Platinum Card® from American Express

• 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
• Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
• Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee
• 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
• Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$450.00*	N/A*	Excellent Credit*

American Express® Gold Card

• Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
• Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more
• Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
• Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
• Get approved in 60-seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$125 annual fee	N/A*	Excellent Credit*

The Plum Card® from American Express OPEN

• The Everything, Everywhere Trade Terms Card^sm from American Express OPEN
• Pay in full within ten days, get a 1.5% discount
• OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
• $0 introductory annual fee for the first year, then $185
• A powerful cash flow management tool

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$0 introductory annual fee for the first year, then $185	N/A*	Excellent Credit*

The New Business Gold Rewards Card® from American Express OPEN

• Earn points even faster to get more rewards for your business
• 3X points on airfare, 2X points on advertising, gas, and shipping , 1X points on everything else
• One million rewards from over 500 brands
• Unlimited Rewards Potential- there is no limit to the number of points you can earn and points do not expire
• 24/7 support for everything from identity theft to travel emergencies
• $0 introductory annual fee for the first year, then $175
• Get unlimited Additional Gold Cards for an additional annual fee of $50- and this fee is waived for the first year

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$0 introductory annual fee for the first year, then $175	N/A*	Excellent Credit*

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