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Balance Transfer Credit Cards

The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

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Citi® Platinum Select® MasterCard®

  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based on your creditworthiness.
  • This APR will vary with the market based on the Prime Rate.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
0%* 18 months on balance transfers and 12 months on purchases* 11.99%-19.99%* (Variable) $0* Yes* Excellent Credit*

Citi® Diamond Preferred® Card

  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%.
  • This APR will vary with the market based on the Prime Rate.
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
0%* 12 months* 14.99%* (Variable) $0* Yes* Excellent Credit*

Discover® More® Card

  • 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
0%* 15 full months on Balance Transfers; 6 full months on Purchases* 11.99% - 20.99% (Variable)* $0* Yes* Excellent Credit*

Discover® More Card - $75 Cashback Bonus®

  • 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • Earn $75 Cashback Bonus when you make $500 in purchases in your first three months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
0%* 12 full months on Balance Transfers; 6 full months on Purchases* 11.99% - 20.99% (Variable)* $0* Yes* Excellent Credit*

Chase FreedomSM Visa - $50 Bonus Cash Back

  • Earn $50 Bonus Cash Back after first purchase
  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
0.00%* 12 months on balance transfers, 6 months on purchases* as low as 12.99% Variable* None* Yes* Good Credit*
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* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.